Privacy Policy

This Privacy Policy explains how BudgFisc collects, uses, shares, and retains personal data in connection with budgfisc.click and related course services. It applies to visitors, registered users, and individuals who communicate with us through the site.

Effective Date As stated in policy
Scope All users of our services
Questions Contact
01 · Purpose

How We Use Data

We use personal data to operate the website, provide and improve courses, manage accounts and transactions, respond to inquiries, send service-related notices, maintain security, prevent misuse, analyze performance, and comply with legal obligations. We may also use data to keep records and support internal administration.

Processing is limited to operational needs, user requests, and compliance obligations.
02 · Sharing

Service Providers

We may share personal data with vendors and other operational partners that support hosting, analytics, payment processing, communications, customer support, or course delivery. These parties are expected to handle data under appropriate confidentiality and security obligations and to use it only for the services they provide to us.

Service providers receive only the information needed to perform their assigned functions.
User Rights

Your Rights

Subject to legal limits, individuals may request access to their personal data, correction of inaccurate information, deletion of data that is no longer needed, or restriction of certain processing. Where we rely on consent for a specific activity, that consent may be withdrawn for future processing.

Available rights depend on the nature of the data and the applicable law.
Requests

How to Make a Request

To protect privacy and security, we may ask for information needed to verify a request and to understand the data involved. We will respond within a reasonable period and in line with applicable legal requirements. If a request cannot be fully granted, we will explain the reason where appropriate.

Requests are reviewed for identity and scope before we take action.
Data Retention

Retention

We retain personal data for the period needed to provide the site and courses, maintain records, resolve disputes, enforce agreements, and comply with legal obligations. When data is no longer required, we will delete it, anonymize it, or store it in a restricted form where deletion is not immediately possible.

Data is kept only for as long as needed for the stated purpose or to meet legal and operational requirements.
Policy Updates

Policy Changes

The updated version will apply from the date stated in the policy. Where changes are material, we will take reasonable steps to draw attention to them through the website or other appropriate notice. Continued use of the site after an update means the revised policy will apply to future processing.

We may revise this policy when our practices, services, or legal obligations change.
Privacy Contact

Contact Information

Privacy email
Telephone
+65 8168 4037
Mailing address
62, Marine Parade Rd, Singapore, SG
Privacy contact
Personal data

Data We Collect

We may collect identifiers such as name and contact details, account and profile information, course enrollment details, payment-related records where applicable, communications sent to us, and technical data such as device, browser, log, and usage information. We also process information that users choose to provide in forms, surveys, or support requests.

The categories of data collected depend on how users interact with the site and course materials.
Data sources

How We Collect Data

We receive personal data directly from users when they register, purchase, submit inquiries, or participate in course activities. We also collect data automatically through the website and related tools, and we may receive limited information from service providers that help us operate the site, process transactions, or deliver communications.

Information may come from direct submissions, automated collection, and service providers involved in site operations.
Cookie types

Cookie Types

We use session cookies, which expire when the browser is closed, and persistent cookies, which remain for a limited period. These cookies may support core site functions, remember user preferences, measure traffic and performance, and help us understand how visitors use the site. Similar technologies may be used for the same purposes.

Cookie use is limited to standard operational, preference, and analytics functions.
User controls

Cookie Controls

Users can usually manage cookies through their browser settings and, where available, through on-site preference tools. Blocking some cookies may affect site functionality, saved preferences, or access to certain features. We do not rely on cookie settings to override legal or security-related processing that is necessary for the site to function.

Browser settings and available site controls may be used to limit non-essential cookies.